Requesting A Workout Loan

If Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is your primary mortgage lender and you are experiencing a hardship, contact us right away at (800) 894-1200 extension 8265 to request a Workout Loan.

You will need the following items when requesting a Workout Loan:

  • Last two years W-2's, current pay-stubs
  • Federal Tax Returns for the previous two years
  • Hardship letter explaining the circumstances regarding the default and how a Workout Loan will help you avoid foreclosure.
  • Two months current statements for all bank/credit union accounts (excluding your Havasu Community Credit Union (a division of LA Financial Federal Credit Union) account(s))
  • Listing agreement for the subject property if currently listed and current asking price.
  • Any offers to purchase the subject property.



Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.
To view your accounts,
VISA or eStatements,
login to anytimeBanking
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Disclaimer: Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of LA Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.