Retirement Planning

Planning for retirement may be harder today than ever before. Some of the challenges:

  • People are living longer today than ever in history
  • Medical care, and especially long term care, have become extremely expensive
  • Social Security and Medicare are seriously threatened
  • Many people do not know how much they will need when they retire
  • At many companies, traditional pensions are being limited or eliminated-retirees are increasingly responsible for paying for themselves
  • The world of retirement planning options (IRAs, Roth IRAs, 401(k)s, TSAs, 457 plans, etc.) becomes more complicated all the time
  • Many people do not feel comfortable managing their retirement investments in today's complex world

The CFS Financial Advisors at Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) can help you to navigate the retirement planning maze.

Your Advisor will meet with you and help you to define your retirement goals: When will you retire? How much income will you need? What kind of retirement do you picture for yourself?

Then, your Advisor will help you to assess what you already have done for your retirement: What kind of accounts do you have? How are they doing? How do they all fit together?

Together with your Advisor, you will create a plan to make up for any shortfalls.

Finally, your Advisor will show you how to implement your plan and, together, you will monitor it on a regular basis to make sure you stay on track.

Call Stephan Winn at 800.894.1200 ext. 8244 to set an appointment.
Stephan is FINRA registered in the following states: CA & AZ
California Insure License #0F75218


Stephan Winn, Financial Consultant registered through CUSO Financial Services, L.P., can help you plan for a relatively secure retirement and other financial goals through stocks, bonds, annuities, life insurance, and a wide range of mutual funds. The Investment & Insurance Services Program is a financial management service designed to help you organize your financial affairs and plan for the future at no cost or obligation. The job of our Financial Advisor is to help you assess the risks to which you may be exposed. We then help you to calculate the financial impact of those risks. Then, we provide you with the products to help meet your goals.

Call Stephan Winn at 800.894.1200 ext. 8244 to set an appointment. You will sleep better knowing that you have a plan to help protect yourself and your loved ones.

Insurance products offered through CUSO Financial Services, Inc.

Securities offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, not Credit Union guaranteed and may lose value. Financial Advisors are employees of CFS and are registered through CFS, (Member FINRA/SIPC).

For Specific tax advice, please consult a qualified tax professional.



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Disclaimer: Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 626.792.7441 or Toll-Free 800.894.1200.