Retirement Planning

Planning for retirement may be harder today than ever before. Some of the challenges:

  • People are living longer today than ever in history
  • Medical care, and especially long term care, have become extremely expensive
  • Social Security and Medicare are seriously threatened
  • Many people do not know how much they will need when they retire
  • At many companies, traditional pensions are being limited or eliminated-retirees are increasingly responsible for paying for themselves
  • The world of retirement planning options (IRAs, Roth IRAs, 401(k)s, TSAs, 457 plans, etc.) becomes more complicated all the time
  • Many people do not feel comfortable managing their retirement investments in today's complex world

The LPL Financial Advisors at Havasu Community Credit Union (a division of LA Financial Federal Credit Union) can help you to navigate the retirement planning maze.

Your LPL Financial Advisor will meet with you and help you to define your retirement goals: When will you retire? How much income will you need? What kind of retirement do you picture for yourself?

Then, your LPL Financial Advisor will help you to assess what you already have done for your retirement: What kind of accounts do you have? How are they doing? How do they all fit together?

Together with your LPL Financial Advisor, you will create a plan to make up for any shortfalls.

Finally, your LPL Financial Advisor will show you how to implement your plan and, together, you will monitor it on a regular basis to make sure you stay on track.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CT, FL, IL, MO, NJ, NV, NY, OR, PA.

Securities and insurance products offered through LPL Financial and its affiliates, Member FINRA/SIPC. Securities and insurance products are not deposits of, obligations of, or guaranteed by LA Financial Federal Credit Union and are not insured or guaranteed by the NCUA or any other government agency. Investment Securities Products involve investment risks, including the possible loss of principal. Financial Services Group consultants are employees of LA Financial Federal Credit Union and are licensed/registered representatives with LPL Financial. LA Financial Federal Credit Union and LPL Financial are not affiliated and are two separate entities.

Not NCUA Insured No Credit Union Guarantee May Lose Value
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Disclaimer: Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of LA Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.