• Invest in America, exclusive savings for CU members Click Here
• CU members save 10% with Sprint Click Here
• Who Says Breaking Up is Hard to Do?
  Breaking up may seem tough at first, but with the right tools, the perfect financial mate is only a click away! Find out all the reasons to break up with your bank and start your new banking relationship with Havasu Community Credit Union at www.breakupwithmybank.com.
• Save on TurboTax Federal Deluxe and Get Your Maximum Refund Guaranteed! TurboTax provides special guidance for first time users and answers all your questions. Get your refund in as few as 8 days when you e-file and use direct deposit. Start for free! Go to TurboTax.
• Open Accounts Online with anytime eXpress!
  Easily and quickly open accounts online! Open and fund your Primary Savings, Ready Asset or Checking Account. Or you can apply for any of our loans including: Mortgage Loans, Home Equity Loans, Home Equity Lines of Credit, Auto Loans, Personal Loans, VISA cards, and more!

• Introducing anytimeMobile!
  We’ve rolled out our new app for your iPhone & Android. LA Financial’s FREE anytimeMobile app allows you to bank from your mobile iPhone or Android anytime, anyplace, anywhere! Search for LA Financial from the iPhone store or Android Marketplace.

  • Check Balances
  • View Transaction History
  • Transfer Funds
  • Pay Bills
  • Pay Loans
  • Find ATM and Branch Locations
  • Make Member to Member Transfers
  • Secure Messaging For Support
• Apply for a loan or membership online! Check out anytime eXpress: Open a Primary Savings, Reasdy Asset, or Checking Account online! Apply for a Mortgage Loan, Home Equity Loan, VISA card, Auto Loan, or Personal Loan!
• 28,000 Free ATMs - Enjoy surcharge free ATM access with NO usage fees!
• anytimeAnswers - You got Questions? Well, we got Answers! Visit our new FAQ Knowledge Base!
• eStatements - Access your statements online!
• anytimeVISA - anytimeBanking now contains integrated VISA Credit Card information, eliminating the need for our anytimeVISA product. Directly from your anytimeBanking session, you will be able to make VISA credit card payments and view:
  • Balances
  • Transactions
  • Due Date
  • Payment Amount
  • Available Credit limit
  • Transaction History

Wouldn’t you love to be sitting in the arena and watching LIVE the ultimate international sporting events? Visit http://www.pscufs.com/visalondon for complete details. February 1, 2012 through April 30, 2012.

Join us for our...75th Anniversary Open House
February 6th – 10th
Daily Goodies & Giveaways!!

In Observation of President's Day, all branches will be closed Monday, February 20, 2012.

Barbara Nall, President/CEO responds to news regarding debit card fees. We still have free checking and will NOT be charging debit card fees. Click here for letter to the membership.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, money market deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

IMPORTANT NOTICE REGARDING ATM / VISA DEBIT CARDS

Due to a recent ATM/VISA Debit Card upgrade, your PIN Number may need to be updated. You can do this by calling 866.985.2273. We apologize for any inconvenience this may cause.
• Don't be a victim of a Foreclosure Rescue Scam! Many fraudulent foreclosure assistance firms claim they can help you save your home, but will instead make a profit from your distress through unnecessary fees and even by convincing you to sign over your mortgage to them. For more information about how to spot these scams and which businesses to avoid, visit the Federal Trade Commission's website.  If you are having trouble making your mortgage payment, or you are worried about making your mortgage payment, please contact the Credit Union for assistance first. 
• Important Reminder! The Credit Union would like to remind you that we would never contact you to re-activate or verify your ATM card or VISA Credit Card. The Credit Union will never solicit you for your personal information via email or telephone call. Do not provide your personal information to a website, email or phone call unless you have initiated the contact. If you have received an email and suspect it is a "phishing" email, please contact us at 800.894.1200.
• Important Notice: AnytimeBanking will be unavailable every Tuesday night between the hours of 11:30pm PT and 1:00am PT while we perform network maintenance. We apologize for any inconvenience this may cause.
• How Safe Is Your Money?
  With all the news about failed banks, many people are asking…. "How safe is my money? Members of LA Financial Federal Credit Union need not worry.

  · LA Financial’s mortgage portfolio is only a small portion of total assets.

  · LA Financial practices very conservative mortgage underwriting standards.

  · Best of all, deposits at LA Financial are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of National Credit Union Administration (NCUA).

  · Not one penny of insured savings has ever been lost by a member of a federally insured credit union.

  Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). The NCUSIF is backed by the full faith and credit of the United States government. Most properly established savings accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), which is $250,000. The insurance coverage on certain retirement accounts, such as IRAs and Keoghs is up to $250,000. Generally, if a credit union member has more than one account in the same credit union, those accounts are added together and insured in the aggregate. There are exceptions, though. You may obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms and applications.

• New Law Promotes Access to Free Credit Reports Click Here for a free copy of your credit report.
• Discount Coupons Click Here California's hottest theme parks, hotels, and entertainment. Save money for you and your family with this exclusive member's savings club!
• Email Marketing from LA Financial From time to time, LA Financial will send out marketing and informational emails to those members who have signed up to receive these messages. Links in these emails will take you to our Web site for further information. Any action that you take in response to these emails, such as applying for a loan, will take you to a secure site where you will be asked to log in.