Term Share (Certificate) Accounts

The Credit Union makes it easy to earn money market rates on our Term Share(Certificate) Accounts. We offer tiered rates for an even higher return on your money for investors with $1,000, $10,000, $50,000, and $90,000 or more. Terms are 90 days and, 6, 12, 24, 36, or 60 months. Choose the term that best fits your needs.

You can also open a 12-Month Growth Certificate with a minimum $200 opening deposit. Additional deposits can be made throughout the 12 month term at a minimum of $25 per deposit.

Dividends on Term Share (Certificate) Accounts can be mailed to you in the form of a check, paid to one of your other Havasu CCU accounts monthly or dividends can remain with the Term Share (Certificate) Account.

Early withdrawal penalties may apply; 90 days dividend penalty for 90 days – 12 month terms; and 180 days dividend penalty for terms over 12 months.

See our Rates for more information.

New Term Share (Certificate) Account Application*

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Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.
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Disclaimer: Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of LA Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.