Investments

The very word "investing" can be frightening for some people. That may be true for you. And yet, you may already be investing, without even knowing it. If you have money in a savings account, if you own savings bonds, or a rental property, you are already an investor. You have put some money away in the hope that it will be worth more at some time in the future. So, it really is a matter of learning about other kinds of investments with which you might not be so familiar.

The CFS Financial Advisors at Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) will take the time to educate you so that you become comfortable with the many different kinds of investments available. They will discuss with you your time frame (short, medium or long.) What is your investment objective: are you retired and wanting more current income or are you young, hoping to have your dollars grow over time? Your Advisor will help you to assess your tolerance for risk. For instance, are you someone whose investments should be guaranteed? Or, are you able to tolerate some or a great deal of fluctuation in the value of your accounts? Your Advisor will discuss with you the impact of taxes on different kinds of investments. Perhaps a tax-deferred or tax-free investment would be suitable for you.

Following a thorough discussion of these and other important considerations, your Financial Advisor will recommend specific investments tailored to your situation. They will help you with all the necessary paperwork. You and your Advisor will review your accounts on a regular basis.

Investing need not be frightening. When you work with a Financial Advisor, have all your questions answered and choose investments suitable for your individual situation, it can be a very satisfying and enjoyable experience.

New Clients: The credit union (through its broker/dealer, CFS) is currently recruiting for a new investment representative. You may contact our CFS Member Services Desk to be put on list to speak with an investment representative once an advisor has been retained.

Existing Clients: May contact the CFS Member Services Desk to inquire or make trades through your existing investment account.

CFS Member Services Desk Phone Number: 877.287.6638

Insurance products offered through CUSO Financial Services, Inc.

Securities offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, not Credit Union guaranteed and may lose value. Financial Advisors are employees of CFS and are registered through CFS, (Member FINRA/SIPC).

For Specific tax advice, please consult a qualified tax professional.



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Disclaimer: Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of L.A. Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 626.792.7441 or Toll-Free 800.894.1200.