Join Havasu CCU

For those interested in joining the Credit Union, Click here to complete the membership application online or call 800.894.1200.

Our membership is open to anyone who lives or works in Lake Havasu City. We are a non-profit organization owned and operated by our members, established solely for the benefit of its members. That is, the earnings of a Credit Union are returned to the members in the form of higher deposit interest rates and lower loan rates.

Unlike banks and savings & loans, every member is a co-owner, so there are no stockholders. We provide higher rates on savings, lower rates on loans, and free or low-fee services to our members.

We are not only a full-service financial institution, providing everything from checking to home loans, but we also offer a variety of electronic services, allowing you to access your funds 24 hours a day...Anytime, Anyplace, Anywhere!

Three reasons why you should be with a credit union vs. a bank.

  1. Better Rates. As not-for-profit institutions, credit unions are generally able to offer lower loan rates and higher deposit rates than the banks.
  2. Valuable FREE Services.  Credit union members enjoy the service convenience of today’s technology, including telephone and online banking. Havasu Community Credit Union (a division of LA Financial Federal Credit Union) provides members with no-surcharge access to over 1800 shared branches and over 28,000 surcharge free CO-OP ATMs.
  3. Membership Ownership.  Owned by their members (rather than outside stockholders), credit unions are focused on people – not profits. Members elect a volunteer board to oversee their credit union; the credit union’s resources are then directed toward the good on the membership as a whole. Credit Unions exist to serve their member-owners by helping them to make the most of their money.

For those interested in joining the Credit Union, Click here to complete the membership application online or call 800.894.1200.


Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documentation.
To view your accounts,
VISA or eStatements,
login to anytimeBanking
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Disclaimer: Havasu Community Credit Union (a division of LA Financial Federal Credit Union) is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Havasu Community Credit Union (a division of LA Financial Federal Credit Union) web site, we cannot guarantee that all information is current. Please contact the Credit Union call center directly for the most current information at 800.894.1200.