Community Involvement

Community Involvement Statement

Havasu Community Credit Union endeavors to give back to the community and provide ongoing support and commitment to worthy causes. Through direct financial support or other in-kind contributions to worthwhile organizations, and by participating in public service activities, Havasu Community Credit Union strives to be an active partner in our community with special emphasis on our youth.

Havasu Community Credit Union participates in many Community Development Events and Programs.

Havasu Community Credit Union was the first financial institution to sponsor Sol-I.D., a paper thin identification sticker that fits comfortably inside a shoe. It's easy to fill out and apply. The special transparent protector sheet keeps writing from being obscured by even the most active of feet. Most importantly, it's design allows you to easily record information that may prove life-saving in an emergency. Name, allergies, and emergency contacts become immediately accessible to any health-care provider or law enforcement officer. It speaks for you when you can't speak for yourself.

Mission Statement

To build on our tradition of safety and security by providing first-rate service to our members. To deliver excellence in member service through fiscal responsibility, convenience, operating efficiency and ethical business practices.

Vision Statement

Excellence in Member Service... Anytime, Anyplace, Anywhere.

Current Services that Help Improve the Economic and Social Well Being of Members:

• Checking – no minimum balance requirements, no per check charge, no monthly fee ($2.00 monthly fee for paper statements), free e-services (including bill payment and eStatements)
• Fresh Start Checking – re-establish checking for members with CheckSystems records
• Happy Savers Youth Accounts for Members from Birth to Age 12
• Apple Accounts for Members Ages 13 to 17
• Lime Accounts for Members Ages 18 to 27
• Risk based pricing on Loans – Havasu Community Credit Union (a division of LA Financial Federal Credit Union) offers loans to members who may not have been previously been able to qualify
• Consumer education web links
• Low cost Real Estate & Home Equity products
• COOP ATM no surcharge network
• Senior benefits – FREE interest checking account with no minimum balance requirements
• Ready Asset Accounts
• Secondary Savings Accounts
• IRA’s (Traditional, Roth and Education)
• VISA debit cards
• Overdraft Protection
• Courtesy Pay
• Mechanical Breakdown Insurance
• GAP Insurance
• Notary Service
• 24-hour account access (Touch Teller or anytimeBanking)
• FREE e-statements
• FREE check imaging
• Bill paying service – FREE with Community Checking
• FREE Direct Deposit/Payroll Deduction
• AutoSMART Indirect Lending Program
• 100% financing
• 800 number to access credit union
• Long Term Preferred Care insurance for seniors
• FREE AD&D Insurance
• College Scholarships

Current Programs that Support Member Education and Advocacy:

• Havasu Community Credit Union Scholarships
• Intern program – Provide internships for high school and college students so that they will learn about the credit union and experience a professional work environment/work ethics
• Website designed to aid members with auto pricing guides, financial calculators, home and family finance magazine, savings and loan rates, and other links
• Annual meetings are held each year to keep members informed
• Newsletters provide members with financial information and introductions to new products and services
• Select Employer Group Orientations – We visit local companies to provide education to members and potential members about credit union uniqueness, philosophy and values
• Member Newsletter – quarterly newsletter with educational content
• Participation in joint credit union public relations/advertising campaign – to educate local residents about credit unions